Your home loan
should work as hard
as you do.

I'm Rich McGowan, and I've built my career on a simple belief: mortgage lending should be personal. Too many borrowers get passed from one automated system to another, never speaking to the person who actually handles their file.

Based right here in Point Pleasant Beach, I serve families across the Jersey Shore — from the beach communities to the inland neighborhoods. I know this market, I know the programs, and I know what it takes to get from application to closing without the stress.

At Guaranteed Rate, one of the largest mortgage lenders in the country, I have access to competitive rates and a full suite of loan products. But what sets me apart isn't the platform — it's the fact that you'll reach me, every time.